Credit Officers (2 Positions)
LMK Credit Microfinance Ltd · Kampala
Salary not disclosed · 2 positions
Full-time · Entry level · Banking · Posted 3 days ago
Reports to: Managing Director
About the role
The Credit Officer will be responsible for identifying and recruiting prospective borrowers, evaluating creditworthiness, processing loan documentation, monitoring repayments and maintaining portfolio quality. The successful candidates will support responsible lending, customer acquisition, regulatory compliance and effective credit administration in accordance with LMK Credit’s policies.
Responsibilities
- Client Acquisition & Marketing: Identify prospective borrowers, promote loan products and meet agreed monthly targets.
- Credit Appraisal & Risk Assessment: Verify applicant and guarantor information, assess income and cash flows, review credit histories and evaluate collateral.
- Loan Processing: Prepare credit assessment reports, supporting documentation and repayment schedules for approval.
- Customer Communication: Communicate application decisions and follow up with applicants and guarantors.
- Portfolio Management: Monitor active loan accounts, track repayments and follow up on overdue obligations.
- Client Advisory: Explain loan terms, interest rates, repayment responsibilities and appropriate loan utilisation.
- Reporting & Compliance: Maintain accurate loan records, prepare activity reports and ensure compliance with internal policies and applicable regulations.
- Customer Service: Respond professionally to customer enquiries and provide relevant financial guidance.
Requirements
- Education: Diploma or Bachelor’s degree in Microfinance, Finance, Economics, Business Administration or a related field.
- Experience: At least 2 years of relevant experience in microfinance, community banking or commercial lending is preferred.
- Strong communication, interpersonal and negotiation skills.
- Good numerical, financial analysis and credit assessment abilities.
- Proficiency in Microsoft Word, Excel and microfinance or banking software.
- Ability to assess business income, cash flows and repayment capacity.
- High levels of integrity, professionalism and accountability.
- Willingness to undertake field visits and engage directly with customers.
How to apply
- Online: lmkcredit.com
- By email: lmkfinug@gmail.com
Interested and qualified candidates should submit their CV to: lmkfinug@gmail.com Application Deadline: 26 November 2026 Only shortlisted applicants who meet the requirements will be contacted.
Full-time entry-level Banking role at LMK Credit Microfinance Ltd in Kampala, Uganda. Salary: not disclosed. 2 positions available.
Posted 9 Nov 2026 · Last updated 9 Nov 2026 · Closes 26 Nov 2026 · Job ID 63